Whether you want it or not, we are a credit card society. Indeed, nowadays a lot of people have one or several of them in their wallets. Flexible, secured and convenient you don't have to carry cash with you all the time. However, if possessing a Visa platinum or other credit cards offer plenty of advantages it is important to keep your balance low in order not to fall into debt. Indeed, credit card debts are more current than we think. If you are in this situation, we recommend you to call a professional as soon as possible in order to provide you with some advice.
With a Visa platinum, Mastercard, Amex etc. you can enjoy instant access to credit as long as you don't exceed the limit that has been given by the bank or the credit card company. If this procedure is convenient, it can however have some disadvantages:
If you have several credit cards and you are not able to effectuate the payment of the various bills, we recommend you to consult a professional. He will be able to give you some advice to reduce quickly your debt and rearrange your finances. Are you searching for some help to have a healthier financial situation? Credit-service can propose you a debt consolidation at an advantageous interest rate. Discover more by applying online.
Are you interested by a debt consolidation? Don't hesitate to ask for a free offer directly online thanks to our secured online form. You will be contacted by a specialist as quickly as possible.Online request
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Lending a loan is forbidden if it leads to over-indebtedness of the consumer (Art, 3 of Swiss LCD). Calculation example: a 10,000 Chf loan with an interest rate of 5.90% to 9.90% gives a total cost for 12 months of 313 to 520 Chf